The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Traveling outside the US? Your risk of being kidnapped increases substantially in certain parts of the world. Proper kidnap, ransom and extortion insurance can be immensely helpful when in dire need of assistance. Not only will it help by paying for some financial strains, but also with numerous associated services, such as negotiations.
Apply today with a reputable insurance company.
Kidnap and ransom insurance is helpful for anyone traveling outside the U.S. There are many parts of the world that are simply too dangerous. Whether you are a wealthy businessperson, a celebrity or simply a tourist, the risk of being kidnapped is real.
Kidnap and ransom insurance is available on reimbursement basis only. That means you will have to first pay the ransom amount and then file for reimbursement later. The premium for the kidnap and ransom depends upon the age of the person, trip duration, occupation and the areas traveled. Coverage is available up to the maximum amount of assets the person or the company has.
It is very important to keep it secret that you have a kidnap and ransom insurance policy. Otherwise, you might be inviting trouble. Someone may kidnap just because you have such policy. That unnecessarily increases the risk. The insurance company usually does not even put the name of the insured in the policy; instead, they simply write a code number on the policy that refers to the individual in the insurance company's database.
Additionally, kidnap and ransom insurance can also pay for extortion, detention or hijacking.
In the unfortunate event that a person is kidnapped, ransom is the not the only expense incurred. There are additional expenses, such as negotiators, recording instrument, psychiatric expenses, and reward payments, kidnap and ransom insurance can help pay for these as well.
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Buy U.S. based visitors insurance and enjoy your trip.
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Purchase international student health insurance that meets most school requirements.
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